Rates

Date Effective: May 15, 2023

Loans Rate APR* Term
Instant Line of credit 10.00 10.00 n/a
Titled vehicles 24 month term 4.99 4.99 24
Titled vehicles 36 month term 4.99 4.99 36
Titled vehicles 48 month term ($3000+) 4.99 4.99 48
Titled vehicles 60 month term ($8000+) 5.25 5.25 60
Titled vehicles 72 month term ($12,000 +) 5.50 5.50 72
Titled vehicles 84 month term ($20,000 +) 6.25 6.25 84
Personal Loans 12 months 10.25 10.25 12
Personal Loans 24 months 10.25 10.25 24
Personal Loans 36 months 10.50 10.50 36
Personal Loans 48 months ($3000 +) 10.75 10.75 48
Personal Loans 60 months ($5000 +) 11.00 11.00 60
Personal Loans 72 months ($8000 +) 11.25 11.25 72
Debt Consolidation (checks written to creditors, accounts must be closed) 14.00 14.00 n/a
Vacation & Holiday Loans 9.00 9.00 18
*APR = Annual Percentage Rate

Loan rates may vary depending on individual credit rating and/or loan terms.
Rates are subject to change.

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Savings Dividend Rate APY* Term
Shares (Sub accts 00, 01, 07) $100 and above 0.05 0.05 n/a
Christmas Club (matures 9/30) 0.25 0.25 n/a
Vacation Club (matures 5/31) 0.25 0.25 n/a
AGE Accounts (06) Youth only (Under the age of 18) 0.35 0.35 n/a
IRA Share $10,000 & up (Roth and Traditional) 0.15 0.15 n/a
IRA Share $100 to $9999.99 (Roth and Traditional) 0.10 0.10 n/a
*APY = Annual Percentage Yield

Rates are subject to change

Certificates Dividend Rate APY* Term
6 Month $500.00 0.03 0.03  6 mt
12 Month $1,000.00 0.03 0.03 12 mt
18 Month $1,000.00 0.03 0.03 18 mt
24 Month $1,000.00 0.05 0.05 24 mt
36 Month $1,000.00 0.05 0.05 36 mt
IRA 6 Month 0.20 0.20  6 mt
IRA 12 Month $1,000.00 0.30 0.30 12 mt
IRA 18 Month $1,000.00 0.40 0.40 18 mt
IRA 24 Month $1,000.00 0.50 0.50 24 mt
IRA 36 Month $1,000.00 0.60 0.60 36 mt
*APY = Annual Percentage Yield
Rates are subject to change.